I was able to work full-time at the university where I earned my MA in order to receive free tuition.
But, the origin of our debt-free lifestyle traces its roots to our stable, non-poverty ridden childhoods and our decision to marry the right person. While this alone isn’t a predictor of financial health, or the ability to achieve financial independence at a young age, it sure does help.
As a result, we’re both 100% on board with our financial plans, homestead goals, and general life philosophies.Achieving early retirement isn’t something everyone can do.I wish I could say that if everyone would just save a little more, and live a bit farther below their means, and avoid buying an SUV, they’d be able to quit their jobs and live the life they crave. There’s structural privilege inherent in our ability to pursue financial independence at a young age. Frugalwoods and I have made a lot of amazing financial choices, but the game is rigged.We were put in a position from birth to make these wise decisions and it’s not because we’re naturally brilliant people.Our financial advantages are the products of our socioeconomic status, our education levels, and most of all, the benefits we both had while growing up.